ENIGMA 360°
Payments

Monthly billing, without chasing customers

A customer who agreed to a monthly payment approves once, and the charge goes out every month. You see what went through and what failed.

MonthlyOn a fixed date
ApprovalOnce, from the customer
ReceiptWith every charge
AlertWhen a charge fails

Who it is for

Businesses that charge the same customer again and again.

Retainer

A fixed service every month.

Subscription

Access to a service or product.

Installments

A large purchase split over several months.

HOA or nonprofit

A fixed monthly dues payment or donation.

Clinic

A series of treatments.

Technical service

Monthly maintenance.

See every charge

On the customer record you see when they were charged, how much and the status. A failed charge is flagged so you can follow up with the customer.

  • Pause and cancel from inside the system
  • A receipt for every charge
  • Full history on the record

How it works

  1. Set up the charge

    Amount, date and duration.

  2. The customer approves

    Enters a card once on the payment page.

  3. The charge runs

    Every month, with a receipt.

Why recurring billing changes cash flow

When you have to ask every customer to pay every month, some payments are late and some are forgotten. Recurring billing makes fixed income predictable: you know in advance how much will come in and when, and you handle only the exceptions.

Transparency for the customer

The customer receives a document for every charge, and knows in advance the amount and when it will be charged. Clear, transparent recurring billing cuts down on "why did you charge me" calls and keeps trust.

Fixed income on the sales dashboard

Recurring charges appear on the sales dashboard as fixed income, so you can see how much comes in each month from existing customers, separately from new deals.

Common questions

Can the customer cancel?

Yes. You cancel the charge from inside the system, according to what you agreed with the customer.

What happens when a charge fails?

It is flagged on the customer record, and you can send the customer a new payment link.